Dakota Wesleyan University requires that all full time students
carrying 12 or more credit hours must have a billable
major medical insurance policy. If you do not have your own private policy
that will provide coverage in Mitchell, S.D., you MUST
purchase a major medical policy from Student
Assurance Services, which is offered through the university. If you
are a student athlete, you are required to carry private medical insurance.
DWU advises that all students planning to attend college, whether or not they live in South Dakota, call their insurance agent to notify them that they will be attending college at Dakota Wesleyan University located in Mitchell, South Dakota. You must certify that your present private insurance will pay for expenses incurred in this service area. You will also need to know what the notification steps are to follow in order to notify your insurance carrier if health care is necessary, and to ensure that coverage will be provided. Depending on the type of insurance you have, you may find out that your insurance will not cover outside of a certain service area. In this event, you are required to discuss your insurance needs with your agent and implement appropriate medical coverage, and/or contact the athletic department, the campus nurse, or our insurance agent, John M. Rice for more information on private insurance policies that you can purchase.
If you have any questions please contact:
Donna Gerlach, RN
All students who have private insurance (other than the Student Assurance)
already in place should call their insurance agents to notify them that
they will be going to college at Dakota Wesleyan University in Mitchell,
S.D. Students must certify that their current private insurance company
will pay for expenses incurred in DWU’s service area. Students will
also need to know the notification steps to follow when notifying an insurance
carrier that health care is necessary. This will help to ensure that coverage
will be provided. If a non student-athlete’s insurance company does
not provide coverage in the Mitchell, S.D. coverage area, students are
required to discuss insurance needs with their agent and implement appropriate
medical coverage, or take out the Student Assurance policy offered through
DWU as explained above. If you would like more information contact Donna
Gerlach, RN, campus nurse by email at email@example.com
or call (605) 995-2950 for more information.
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DWU also maintains an intercollegiate sports coverage policy through Student Assurance Services. This policy has a $1000 diminishing deductible for all student-athletes. This means the student-athlete will be responsible for the first $1000 of medical costs, which could either be paid by the athlete’s private billable insurance (depending on the deductible of the private policy), or be an out-of-pocket expense for the student-athlete (the out-of-pocket expense would apply toward the private insurance deductible and the intercollegiate sport policy’s diminishing deductible). After the intercollegiate deductible of $1000 has been satisfied, the sports coverage policy will be billed once the primary insurance has been processed. This will help defray the cost of medical attention needed due to an injury sustained while participating in intercollegiate athletics that is not covered by a student’s athlete’s primary coverage (i.e. deductibles, co-pays). The athletic policy provided by DWU through Student Assurance Services will only be billed after the athlete’s primary insurance has been billed and an explanation of benefits has been received. It is the student-athlete’s responsibility to inform his or her medical provider(s) of the intercollegiate coverage benefit provided by DWU and to initiate the claims process.
DWU advises that all student-athletes who have permanent private insurance already in place call their insurance agents to notify them that they will be going to college at Dakota Wesleyan University in Mitchell, S.D. Students must certify that their current private insurance company will pay for expenses incurred in DWU's service area. Student-athletes will also need to know the notification steps to follow when notifying an insurance carrier that health care is necessary. This will help to ensure that coverage will be provided. If a student-athlete's insurance company does not provide coverage in the Mitchell, S.D. area, students are required to discuss insurance needs with their agent and implement appropriate medical coverage. If you need more information on obtaining a long term private insurance policy contact the head athletic trainer, Jerod Guthmiller at firstname.lastname@example.org or (605) 995-2144, or Donna Gerlach, campus nurse at email@example.com , or (605) 995-2957.
|Dakota Wesleyan University
1200 W. University Ave
Mitchell, SD 57301
Copyright © DWU
Last updated: 10/15/12