DWU's medical insurance is provided by DAKOTACARE, the health maintenance
organization of the South Dakota Medical Association.
- Coverage begins the first day of the month following date of employment
- $1000 annual individual deductible
- $2000 annual family deductible
- Maximum out-of-pocket: individual $2500; family $5000
- Member-provider network
- Preauthorization of hospitalization and mental health care is required